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Credit Union History

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Credit Union Guiding Principles

  • Only people who were credit union members should borrow there;
  • Loans would be made for "prudent and productive" purposes;
  • A person's desire to repay (character) would be considered more important than the ability (income) to repay; they were, after all, borrowing their own money and that of their friends.

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Credit Union Philosophy

The credit union system gives credit unions the strongest support network in the financial services world. Through this cooperative effort, credit unions of all sizes combine their individual strengths and can offer their members a broad range of sophisticated financial services. The programs, products, and services of the credit union system are available to credit unions through league affiliation, and are supported by fees and dues.